Nexi Group and Google Cloud Partner to Drive Agentic Commerce Across Europe
Nexi Group has announced a strategic collaboration with Google Cloud to accelerate the rollout of agentic commerce across Europe. The partnership will leverage Google Cloud’s AI and infrastructure capabilities to enable intelligent payment flows where AI agents can initiate and manage transactions autonomously. This signals a major shift from traditional e-commerce toward machine-executed commerce embedded directly into digital ecosystems. For merchants and financial institutions, agentic commerce promises reduced friction, smarter authorization, and automated purchasing journeys. The move also reflects how major payment processors are repositioning themselves for AI-native transaction models. As competition intensifies around AI-driven payments, partnerships between infrastructure providers and hyperscalers are becoming critical. The collaboration places Nexi at the forefront of Europe’s evolving digital commerce landscape.
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How Much Stablecoin Volume Is Actually Payments?
Out of roughly $62 trillion in gross stablecoin transfer volume in 2025, only $4.2 trillion remains after removing non-economic activity. That is the base for BCG’s analysis.
By venue:
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-> Centralized Exchanges (CEX) – $1.1 trillion
Intra-CEX settlements ($700B): Internal liquidity management between hot and cold wallets. Economically neutral.
CEX <> EOA ($400B): User deposits and withdrawals. Roughly $400B in deposits vs. just $5B in withdrawals. Stablecoins typically enter once and circulate internally.
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-> Decentralized Exchanges (DEX) – $100B
About $90B in inflows vs. $10B in outflows. Stablecoins are often converted into LP tokens or other assets, not returned as stablecoins.
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-> Investment / Trading – $1.5T
Short-term, reversible flows inconsistent with payment behavior.
Off-chain activity is far larger: ~$25T spot and ~$75T derivatives trading on centralized exchanges (Dec 2024–Nov 2025).
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-> Real-economy payments – $350–550B
Directional, non-reversible, recurring flows between distinct parties.
Still small relative to global payments but grew ~60% YoY.
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-> Unclear classification – $950B
Activity without sufficient signal for confident categorization. Excluded from payment estimates.
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Conclusion: most stablecoin activity underpins trading and market infrastructure. Real-economy payments remain a minority share, but growth is concentrated where traditional rails are inefficient.
Curated News
💳 Payments
Revolut Business Launches Travel-Focused Corporate Card
Revolut Business has introduced a new corporate card aimed at competing with American Express in the travel segment. The product strengthens its B2B payments positioning and expands its enterprise offering. Fintech challengers continue pushing into traditional corporate card strongholds.
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Klarna Expands Agentic Commerce via Stripe
Klarna is deepening its move into agentic commerce by enabling flexible payments through Stripe’s shared payment tokens. The integration allows AI-driven purchasing experiences with embedded BNPL options. Flexible payments are becoming native to AI-powered shopping flows.
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Mastercard Adds SoFiUSD as Settlement Option
Mastercard now allows issuers to settle transactions using SoFiUSD, expanding stablecoin integration within card networks. The development reflects increasing experimentation with tokenized settlement assets. Card networks are steadily bridging traditional rails and digital dollars.
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Wero Goes Live for Online Payments in Belgium
Wero has officially launched online payments in Belgium, marking another milestone in Europe’s push for domestic payment alternatives. The rollout strengthens regional digital sovereignty efforts. Pan-European payment infrastructure is steadily expanding.
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IDEX Biometrics Powers First Accessible Biometric Payment Card
IDEX has enabled what it describes as the first accessible biometric payment card. The innovation enhances inclusivity while strengthening authentication security. Biometric cards continue gaining traction as fraud prevention tools.
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Pine Labs to Launch Stablecoin Prepaid Cards in Nine Countries
Pine Labs plans to roll out stablecoin-linked prepaid cards across nine markets. The initiative merges digital asset infrastructure with everyday consumer payments. Stablecoins are increasingly entering mainstream payment distribution channels.
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AccessPay Partners With PayPoint to Boost Fraud Prevention
AccessPay has teamed up with PayPoint to strengthen fraud and error prevention for corporate payments. The collaboration enhances validation and monitoring capabilities. Fraud resilience remains a top priority for enterprise payment infrastructure.
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🏦 Banking
BEA International Bank Goes Live with Temenos SaaS
BEA International Bank has implemented Temenos SaaS to support its European expansion strategy. The move modernizes its core banking capabilities through cloud infrastructure. Core transformation remains central to cross-border banking growth.
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Raiz Federal Credit Union Partners With Alacriti
Raiz FCU is modernizing its payment systems through a partnership with Alacriti. The upgrade enhances digital payment processing and operational efficiency. Credit unions continue investing in infrastructure to compete with larger banks.
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CaixaBank Launches AI Agent for In-App Purchases
CaixaBank has rolled out an AI agent to assist customers during in-app purchases. The feature integrates decision support directly into transactional flows. AI is increasingly embedded inside digital banking interfaces.
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📊 Fintech
Bloomberg Launches Customizable Real-Time News Feeds
Bloomberg has introduced configurable real-time news feeds designed for systematic trading workflows. The tool allows institutions to tailor data streams to algorithmic strategies. Data personalization is becoming core to financial market infrastructure.
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Spreedly Enables Agentic Commerce for Merchants
Spreedly has launched capabilities to support agentic commerce within merchant payment environments. The solution allows AI-driven purchasing experiences across multiple payment gateways. Orchestration platforms are adapting quickly to AI-led commerce models.
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FintechOS Earns Certified Software Designation for Financial Services AI
FintechOS has received a certified software designation for its AI platform tailored to financial services. The recognition strengthens its enterprise credibility. Certification and compliance are becoming critical in AI vendor selection.
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TNS Strengthens Asia-Pacific Financial Markets Leadership
TNS has expanded its financial markets leadership team across Asia Pacific. The move supports regional growth and infrastructure development. Market connectivity providers are deepening presence in high-growth jurisdictions.
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🪙 Crypto
European Central Bank Warns Stablecoins Could Weaken Policy Tools
An ECB paper suggests rising stablecoin adoption could reduce central bank control over monetary policy and pressure traditional lenders. The analysis highlights systemic implications of privately issued digital currencies. Policymakers remain cautious about dollar-linked tokens gaining scale in Europe.
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MARA Signals Potential Bitcoin Sales
Bitcoin miner MARA indicated it may sell portions of its BTC holdings as part of a strategy shift. The move could signal changing treasury approaches among mining firms. Miner balance sheet management often influences market sentiment.
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Donald Trump Urges Congress to Advance Crypto Rules
Trump has called on Congress to accelerate crypto legislation amid tensions with the banking sector. The comments add political pressure to the regulatory debate. US crypto policy remains highly dynamic.
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Tether and Lugano Launch Plan ₿ Phase II
Tether and Lugano have unveiled the second phase of their digital infrastructure initiative. The program aims to position the city as a global crypto hub. Public-private digital asset partnerships are expanding internationally.
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⚖️ Regulation
United States Financial Sector on Alert Over Cyberattack Risks
US financial institutions are on heightened alert amid warnings of potential cyberattacks. Authorities are coordinating defensive measures across the sector. Cyber resilience remains foundational to financial stability.
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Japan to Test Central Bank Money on Blockchain
Japan plans to test central bank money using blockchain infrastructure. The initiative explores technological frameworks for potential CBDC deployment. Central banks continue evaluating digital currency architectures.
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📈 Other
Payr Raises $2.1m to Modernize UK Rent Payments
UK startup Payr has raised $2.1 million to enable credit card payments in the rental market. The model targets a £165 billion sector with embedded consumer finance. Proptech and payments convergence continues accelerating.
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