Ramp Launches Stablecoin Accounts and Payments for Businesses
Ramp has introduced stablecoin accounts and payment capabilities for business customers, expanding beyond expense management into blockchain-powered financial infrastructure. The new offering enables companies to hold, send and receive stablecoins through a single platform, providing faster and more efficient payment options for domestic and cross-border transactions. The launch reflects the growing adoption of stablecoins as practical business payment tools rather than purely crypto investment assets. It also highlights how fintech companies are increasingly embedding blockchain capabilities into traditional financial workflows to improve speed, cost and flexibility. As enterprise demand for digital asset infrastructure continues to grow, Ramp is positioning itself at the forefront of the next generation of business finance. The announcement reinforces the broader trend of stablecoins becoming an integral part of mainstream corporate payments.
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Insight of the Day
The State Of Payment Tokenization
Key Findings
Drivers are shifting, but tokenization execution remains largely tactical. Organizations are increasingly clear about what they want tokenization to deliver, yet current deployments remain anchored in immediate operational priorities. Fraud reduction, authorization stability, and compliance drive current adoption, while experience consistency, modernization, and AI‑agent enablement remain largely future priorities.
Hybrid operating models dominate as scaling tokenization is inherently complex. A majority of organizations already rely on hybrid operating models, retaining ownership of core token logic while depending on external partners for specialized capabilities. This reflects the operational complexity of scaling tokenization across schemes, regions, and channels — complexity that many organizations address through a combination of internal ownership and external specialization.
Token centric ambition is high, but often overestimated relative to execution maturity. Nearly three-quarters of respondents describe their current strategy as structured and expanding or token‑centric, and more than half say becoming token‑centric is a priority within the next 24 months. However, only 18% report operating an advanced, token‑first architecture today. This disparity suggests that many organizations equate token coverage and activation with true token‑centricity, while deeper requirements remain unevenly established.
Curated News
💳 Payments
Juspay and Recurly Partner to Power Subscription Growth
Juspay and Recurly have partnered to help merchants improve subscription payments and customer retention. The collaboration combines payment orchestration with subscription management to support recurring revenue growth.
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Natural Raises $30M for AI Agent Payments
Natural has secured $30 million to build payment infrastructure designed specifically for AI agents. The funding reflects growing demand for autonomous payment systems as AI-driven commerce expands.
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Fiuu Secures JCB Payment Licence Across Southeast Asia
Fiuu has obtained JCB payment licences in three Southeast Asian markets, expanding card acceptance across the region. The move strengthens its regional payments infrastructure and merchant network.
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Al Etihad Payments and Mastercard Launch UAE’s First Co-Badged Credit Card
Al Etihad Payments and Mastercard have introduced the UAE’s first co-badged credit card. The launch supports the country’s domestic payments strategy while expanding international payment acceptance.
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UOB and Visa Expand Visa Infinite Across ASEAN
UOB has partnered with Visa to launch new Visa Infinite card tiers across multiple ASEAN markets. The rollout strengthens the bank’s premium card offering and regional payments strategy.
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🏦 Banking
Mitigram Acquires Export Enterprises
Trade finance platform Mitigram has acquired Export Enterprises to better connect banks with businesses engaged in international trade. The acquisition expands its digital trade finance ecosystem.
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Augustus Raises $180M to Build Stablecoin Clearing Bank
Banking startup Augustus has raised $180 million to build a clearing bank focused on stablecoins. The funding reflects growing institutional interest in regulated digital asset banking infrastructure.
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Santander Commits to Keeping Branches Open Until 2028
Santander has pledged not to close additional branches before 2028. The commitment reflects continued demand for physical banking services despite ongoing digital transformation.
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Bank of America Equips Customer Service Teams with Generative AI
Bank of America has expanded the use of generative AI to support customer service representatives. The technology is designed to improve service quality and operational efficiency.
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Nubank Strengthens Brazil Operations with New Banking Licence
Nubank has secured a new banking licence in Brazil, reinforcing its domestic operations and supporting future product expansion. The approval strengthens its leadership in Latin America’s digital banking market.
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Revolut Secures Australian Banking Licence
Revolut has secured a banking licence in Australia, marking another major milestone in its global expansion. The approval enables the company to broaden its banking services across the Asia-Pacific region.
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💼 Fintech
Ant International Raises $1.2B for Global Expansion
Ant International has raised $1.2 billion to accelerate global expansion across payments and financial services. The funding is one of the largest fintech raises of the year and highlights continued investor confidence in cross-border fintech infrastructure.
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Intuit Turns QuickBooks into a Credit Hub
Intuit has expanded QuickBooks with embedded lending capabilities, transforming the platform into a credit hub for small businesses. The move deepens QuickBooks’ role in business financial management.
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Monterro Acquires Majority Stake in Regtech Firm Mors Software
Private equity firm Monterro has acquired a majority stake in Finnish regtech company Mors Software. The acquisition supports continued growth in compliance and regulatory technology.
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🪙 Crypto
HashKey and KBank Explore Stablecoin Payments
HashKey has partnered with KBank to explore stablecoin payment solutions. The collaboration highlights growing institutional adoption of blockchain-powered payments across Asia.
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Galaxy Launchs $5M Bitcoin Security Fund
Galaxy has launched a $5 million fund to strengthen Bitcoin security research and ecosystem development. The initiative aims to improve the resilience of the Bitcoin network.
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Bitcoin Holds Near $64K Amid Macro Pressure
Bitcoin traded near $64,000 as rising oil prices and weakness in technology stocks weighed on market sentiment. The movement highlights crypto’s continued sensitivity to broader macroeconomic conditions.
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Bitmine Slows Ethereum Purchases
Bitmine reduced the pace of its Ethereum acquisitions while repurchasing $86 million of its own shares. The move reflects a more balanced capital allocation strategy.
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📈 WealthTech
Chime Launches In-App Investing
Chime has expanded into investing by introducing in-app investment services. The launch moves the company closer to becoming a full-service consumer financial platform.
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BofA Rewards Attracts 3 Million Customers in Seven Weeks
More than three million customers enrolled in Bank of America’s new rewards program within its first seven weeks. The strong adoption demonstrates continued demand for integrated banking rewards.
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⚖️ Regulation
Anthropic Joins FCA’s AI Sandbox
Anthropic will support the UK’s Financial Conduct Authority in its enhanced regulatory sandbox for AI. The partnership aims to help financial firms safely test artificial intelligence under regulatory supervision.
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