Stripe Reaches $159 Billion Valuation in Secondary Share Sale
Stripe has reached a $159 billion valuation following a secondary share sale, reinforcing its position as the most valuable private fintech globally. The valuation rebound signals renewed investor confidence in scaled fintech platforms after several volatile years for growth stocks. Unlike earlier fintech hype cycles, Stripe’s valuation reflects durable payments infrastructure, profitability progress, and expanding enterprise capabilities. The company continues to deepen its role in global commerce, embedded finance, and cross-border transactions. This milestone also sets a benchmark for late-stage fintech pricing ahead of anticipated IPO windows. For founders and investors, Stripe’s trajectory underscores that infrastructure-heavy, revenue-generating fintech models are regaining premium status.
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The Architecture of the Onchain Bank
Being a hybrid institution—combining traditional and onchain finance—positions firms to lead the next phase of financial services.
Blockchain allows intermediaries to do two things simultaneously.
1 - deliver existing products on new infrastructure. Deposits, payments, trade finance, money-market funds, securities, and other real-world assets can move onto tokenized, programmable rails. This simplifies operations, shortens settlement, improves liquidity and transparency, enables fractional ownership, and preserves familiar legal, risk, and accounting frameworks.
2 - design entirely new onchain offerings. DeFi enables composable liquidity, programmable yields, and broader access to assets that were previously illiquid or restricted.
Disruption will vary by product and layer. Payments and settlement are already changing. Custody, collateral management, and asset servicing are next. More complex products—structured finance, lending, and risk transfer—will follow.
These capabilities point toward the onchain bank of the future. Blockchain-native entrants will emerge and may outpace incumbents by re-engineering how financial products are built and delivered. Smart contracts, token issuance, and yield mechanisms are already reshaping expectations around trade finance, capital markets, and B2B lending.
A hybrid onchain institution combines TradFi strengths—risk management, compliance, balance sheet discipline, client coverage, regulatory engagement—with blockchain advantages: programmability, composability, 24/7 global reach, and rapid innovation on shared infrastructure. This enables new models of capital formation, liquidity, and user experience.
The opportunity is material. Tokenized funds alone are projected to reach $600bn AUM by 2030.
Hybrid products compete on clear dimensions:
• Faster: real-time settlement and intraday liquidity for tokenized money-market funds.
• Cheaper: near-instant, low-cost cross-border P2P payments.
• More efficient: productive asset deployment via onchain liquidity pools.
• More inclusive: capital raising through tokenized equity for mid-sized businesses.
Curated News
💳 Payments
Bank of England Extends CHAPS Settlement Hours
The Bank of England will extend CHAPS settlement hours, improving liquidity flexibility and supporting longer operating windows for high-value payments. The move aligns UK infrastructure more closely with global real-time settlement expectations.
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Triple-A Expands Cross-Border Infrastructure with Mastercard
Triple-A has strengthened its cross-border payment capabilities through a Mastercard integration. The partnership enhances settlement efficiency and global reach for digital asset-linked payments.
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Currenxie Launches Cross-Border Payments Account for UK SMEs
Currenxie introduced a new cross-border account designed to simplify international payments for UK SMEs. The offering targets cost reduction and FX efficiency in global trade flows.
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Stripe and PayPal Ventures Back India’s Xflow
Stripe and PayPal Ventures have invested in Xflow to modernise cross-border B2B payments in India. The funding highlights sustained investor focus on emerging market payment rails.
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Huntington Deepens Embedded Payments with Payabli
Huntington is expanding seamless money movement capabilities through its Payabli partnership. The collaboration reinforces embedded finance integration within digital banking ecosystems.
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Araxi Acquires Majority Stake in Pay@
Araxi is acquiring a majority stake in Pay@ for approximately $62.3 million, strengthening its regional payments presence. The deal reflects continued consolidation in payment infrastructure providers.
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Chargebacks911 Flags AI-Driven Fraud Trend
Chargebacks911 warns of a growing fraud pattern where consumers claim unauthorized purchases were made by AI agents. The trend introduces new complexity into dispute management and liability frameworks.
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🏦 Banking
Payoneer Applies for U.S. National Trust Bank Charter
Payoneer has filed for a U.S. national trust bank charter, aiming to strengthen its regulated infrastructure for global businesses. Approval would enhance custody, compliance, and cross-border banking capabilities.
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Royal Bank of Canada Elevates AI Strategy Bankwide
Royal Bank of Canada has formalised AI as a core enterprise priority to drive productivity and long-term value creation. The initiative signals a structural shift in operating models across major banks.
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Commonwealth Bank Commits $90M to AI Workforce Plan
Commonwealth Bank is investing $90 million to prepare its workforce for AI integration. The programme aims to reskill employees and embed AI across operational processes.
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Barclays Expands India Footprint with New Gurugram Office
Barclays is expanding its India operations with a new office in Gurugram, reinforcing its technology and operations hub strategy. The move supports digital capability growth and regional scale.
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🧩 Fintech
Intuit Partners with Anthropic to Deploy Custom AI Agents
Intuit is collaborating with Anthropic to bring customised AI agents to businesses, automating financial workflows and advisory functions. The partnership reflects accelerating AI integration within SME finance tools.
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Anthropic Updates Claude Cowork Productivity Tool
Anthropic has upgraded its Claude Cowork platform to enhance enterprise productivity use cases. The update reinforces AI’s growing presence in knowledge work environments.
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Akuvo Integrates TransUnion Delinquency Data
Akuvo will import TransUnion collection and delinquency scoring data into its platform. The integration strengthens credit risk and recovery analytics capabilities.
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Oxane Partners Surpasses $1T in Platform AUM
Oxane Partners has surpassed $1 trillion in client AUM across its platform. The milestone underscores institutional demand for structured finance and asset servicing technology.
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🪙 Crypto
BNP Paribas Tests Public Blockchain for Money Market Fund Tokenization
BNP Paribas is piloting public blockchain infrastructure to tokenize money market fund assets. The test signals growing institutional experimentation with on-chain capital markets instruments.
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WisdomTree Gains SEC Approval for Instant Settlement of Tokenized Fund
WisdomTree received SEC approval enabling instant settlement for its tokenized money market fund. The decision represents meaningful regulatory progress for tokenized securities.
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Coinbase Adds Stock and ETF Trading
Coinbase is expanding beyond crypto by offering stock and ETF trading, positioning itself as a broader retail brokerage platform. The move diversifies revenue streams amid crypto market volatility.
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Exchanges Push Deeper into Tokenization
Coinbase, Kraken and Binance are accelerating tokenization initiatives as capital shifts toward digital asset infrastructure. The trend reflects convergence between traditional finance and crypto markets.
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Bitcoin Depot to Require ID for All ATM Transactions
Bitcoin Depot will require identity verification for every ATM transaction amid regulatory pressure. The move signals tightening compliance standards for crypto cash access points.
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Crypto.com Scores Regulatory Wins Following Political Contributions Scrutiny
Crypto.com continues to secure regulatory approvals amid public scrutiny over political contributions. The developments reflect the increasingly complex interplay between crypto firms and policy environments.
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