TD Bets Big on Agentic AI for Mortgage Lending
TD has launched an agentic AI system designed to transform real estate secured lending from end to end, making it one of the strongest fintech-banking innovation stories for LinkedIn this week. The initiative aims to automate and streamline mortgage workflows, reducing manual friction while accelerating approval timelines and improving customer experiences. Unlike traditional automation, agentic AI can make decisions, coordinate tasks, and optimize processes autonomously across lending operations. The move highlights how major banks are rapidly shifting from experimentation to enterprise-level AI deployment in high-value financial products. As competition intensifies around digital lending, institutions that successfully operationalize AI could gain significant advantages in speed, efficiency, and personalization. The launch also signals a broader trend where banks are embedding AI deeper into core operations rather than limiting it to customer-facing tools. For LinkedIn audiences, this story stands out because it showcases how AI is becoming foundational to the future of banking and mortgage finance.
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2026 Global AI in Financial Services Report
Artificial intelligence (AI) is accelerating transformation in financial services globally – shaping how financial institutions operate, how vendors scale solutions, and how regulators safeguard prudential soundness, market stability, conduct of business and consumer protection. To help navigate this rapidly evolving landscape, the sector requires more substantive, global evidence.
The 2026 Global AI in Financial Services Report provides a unique contribution towards our collective understanding of the adoption and impact of AI in the financial services sector, at the intersection of financial services providers, AI vendors, regulators as well as users and consumers.
This report examines the current adoption of AI in financial services from industry, technology and vendor perspectives. It also assesses the impact of AI on the financial services industry, including fintechs and traditional financial institutions, from efficiency to productivity and profitability, as well as persistent organisational adoption and scaling challenges. The study then analyses the emerging risks associated with AI adoption in finance and discusses a range of the correlated governance issues. This report highlights the developing policy and regulatory approaches regarding the use of AI in financial services as well as the internal adoption of AI by central banks, financial regulators and supervisors across the world. Finally, this report looks ahead to 2030 and discusses some potential long-term trends relating to the increasing adoption of AI in financial services, for instance, relating to jobs and competition dynamics.
This study builds upon our 2020 CCAF-WEF AI1 report that analysed early adoption of AI in finance among both fintechs and traditional financial services providers. It expands the previous survey database by capturing insights from 628 respondent organisations, including 203 fintechs, 149 traditional financial institutions, 146 AI vendors and 130 central banks and other financial regulators across 151 jurisdictions around the world.
Curated News
💳Payments
Mastercard and CIB Push Egypt’s Cashless Future
Mastercard has partnered with Commercial International Bank (CIB) to accelerate digital payments adoption in Egypt. The collaboration aims to improve financial inclusion while supporting the country’s transition toward a more digital economy.
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Mastercard Seeks Shared Solution for Will Losses in Brazil
Mastercard is asking Brazilian payment processors to help absorb financial losses linked to Will Bank. The case highlights the growing complexity and operational risks tied to digital payment partnerships in emerging fintech ecosystems.
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SmartComply Targets African Payment Corridor Revival
SmartComply is helping UK firms reopen payment corridors into Africa to improve cross-border money movement. The effort could strengthen remittances and international business payments into underserved regions.
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Visa and Trip.com Expand Embedded Travel Payments
Visa and Trip.com Group have launched a strategic collaboration to create more seamless travel payment experiences for consumers. The partnership reflects growing momentum around embedded payments and loyalty-driven commerce.
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Klarna Brings Flexible Payments to Auto Services
Klarna and Tekion are introducing flexible payment options into vehicle servicing experiences. The move expands buy now, pay later into automotive maintenance, making financing more accessible for consumers.
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UBX Tanzania Expands Digital Payments Infrastructure
UBX Tanzania has deepened its partnership with ACI Worldwide to strengthen digital payment capabilities nationwide. The collaboration supports Tanzania’s digital economy ambitions and financial modernization efforts.
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🏦Banking
NAB Redesigns Digital Banking Experience
National Australia Bank (NAB) has launched a redesigned banking app to simplify and speed up customer interactions. The update reflects intensifying competition among banks to deliver smoother mobile-first experiences.
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ECB Warns Banks on AI and Cyber Risks
The European Central Bank has warned banks that time is running out to address AI-related cyber threats and operational risks. Regulators are increasing pressure on financial institutions to strengthen resilience as AI adoption accelerates.
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TBC Georgia Brings Crypto Trading Into Banking App
TBC Georgia has integrated crypto trading directly into its banking application, allowing users to buy and manage digital assets within mobile banking. The launch highlights growing overlap between traditional banking and crypto services.
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💡Fintech
Pollinate Raises $50M to Fuel US Expansion
Fintech company Pollinate secured $50 million in Series C funding to support expansion into the US market. The funding highlights investor confidence in merchant-focused banking and embedded commerce solutions.
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Pine Labs Delivers 81% Profit Growth
Indian fintech company Pine Labs reported an 81% rise in quarterly profit, signaling stronger operational performance amid broader fintech market pressures. The results reflect improving efficiency and continued digital payment demand.
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Bybit CEO Says AI and Stablecoins Will Reshape Finance
The CEO of Bybit believes AI and stablecoins will fundamentally transform the future of financial services. The comments highlight rising confidence in programmable finance and intelligent financial infrastructure.
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🪙Crypto
Kraken Secures Dubai Expansion License
Crypto exchange Kraken has received a VARA license to launch operations in Dubai. The approval reinforces Dubai’s position as a fast-growing global center for regulated digital asset activity.
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NYSE Parent and OKX Launch Regulated Oil Crypto Futures
The parent company of the NYSE and crypto exchange OKX are launching regulated oil perpetual futures to compete with Hyperliquid. The move reflects growing convergence between traditional finance and crypto trading markets.
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Polymarket Exploit Drains $700K
Prediction market platform Polymarket suffered an exploit tied to an internal wallet top-up system, resulting in approximately $700,000 in losses. The breach highlights ongoing security vulnerabilities in crypto platforms.
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India Cracks Down on Prediction Markets
India is tightening restrictions on prediction markets, with Polymarket already inaccessible and Kalshi potentially next. The regulatory pressure reflects broader scrutiny around speculative digital financial products.
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Solana Faces Questions Over Alpenglow Upgrade Issues
Reports suggest Solana remained quiet about technical breakages linked to its Alpenglow upgrade. The controversy raises concerns around transparency and reliability within blockchain infrastructure development.
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Hana Financial Bets on Crypto Growth in Korea
Hana Financial is increasing its exposure to crypto exchange Upbit as South Korea explores stablecoin opportunities. The investment signals rising institutional confidence in digital assets across Asia.
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💰WealthTech
Farther Secures $150M to Scale Wealth Platform
WealthTech company Farther has raised $150 million in Series D funding to expand its advisory platform and intelligent wealth management capabilities. The funding highlights continued investor appetite for tech-enabled financial advice solutions.
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⚖️Regulation
Equifax UK Launches Real-Time APP Fraud Protection
Equifax UK has introduced a real-time fraud prevention solution designed to stop Authorized Push Payment (APP) fraud at the point of authorization. The launch reflects increasing industry focus on fraud prevention and regulatory compliance.
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📌Other
Italy Deepens Strategic Bet on Payments Giant Nexi
Italy’s state investor CDP Equity plans to raise its stake in payments company Nexi to nearly 30% as part of a strategic move. The decision highlights the increasing importance of payments infrastructure as a national financial priority.
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